Family Services

For the Family

Retirement Planning

  • Pension maximization
  • Retirement timing
  • Cash flow projections
  • Determination of income and capital need
  • Capital accumulation
  • Investment Planning

Investment Planning

  • Principal protection strategies
  • Minimum income benefit strategies
  • Asset diversification
  • Risk-reward analysis
  • Performance monitoring

Estate Planning

  • Tax minimization
  • Disabiltiy income insurance
  • Liquidity sufficiency
  • Property titling and ownership planning
  • Survivor asset management
  • Estate distribution planning
  • Charitable/Philanthropic strategies
  • Group Benefits
  • Financial planning seminars and counseling
  • Group life, health, and disability income insurance
  • Employee benefit cost control and administration

Fringe Benefit Planning

  • Contingency planning for disability
  • Minimizing dependence on company benefits
  • Utilization of company savings plans
  • Special Services
  • Assistance in business valuation to facilitate sale or for estate tax considerations
  • Incorporation feasibility studies
  • Financial counseling - coordinate all financial goals with fringe benefit analysis
  • Pension fund management selection and evaluation

Tax Planning

  • Maximizing deductions
  • Tax-advantaged investments
  • Tax reduction strategies
  • Proper utilization of company savings plans
  • Wealth Management

Education Planning

  • Projections of college expenses
  • Funding strategies
  • Gifting

Directed Trust Services

  • Living and Testamentary Trusts
  • Special Needs Trusts
  • Charitable Trusts
  • Generation Skipping Trusts
  • Blind Trusts
  • Asset Protection Trusts