Business Services

For the Business

Families | Corporations | Institutions

Selective Compensation Program

  • Deferred Compensation and 401K Plans - shelter income from current taxes
  • Salary Continuation Plans - receive tax-free income
  • Split-dollar Insurance - minimize out of pocket costs using corporate leverage
  • Pension/Profit-sharing plans - designed to favor owners and key employees
  • Keyman Insurance - prevent severe economic loss to business

Ownership Transference Techniques

  • Buy/Sell Funding - guarantee a buyer for your business
  • Stock Redemption - insure sale price and funding
  • Recapitalization - shift tax liability on future corporate growth
  • Installment Sale - amortize your tax liability
  • Private Annuity - sell your business and receive a lifetime income
  • Shareholder liquidity and capital formation

Group Benefits

  • Financial planning seminars and counseling
  • Disabiltiy income insurance
  • Employee benefit cost control and administration

Special Services*

  • Assistance in business valuation to facilitate sale or for estate tax considerations offered through a third-party vendor.
  • Incorporation feasibility studies
  • Financial counseling - coordinate all financial goals with fringe benefit analysis
  • Pension fund management selection and evaluation

Wealth Management

  • Employee stock option exercises
  • Alternative investments
  • Restricted and control stock sales
  • Liquidity and hedging strategies
  • Loan advance and credit advances
  • Asset protection

Investment Planning

  • Cash management strategy
  • Asset diversification
  • Risk-reward analysis
  • Performance Monitoring

*Some services are provided through referral to third parties.